Begrüßungsecke » Supply Chain Management and Communication

Let's say Cheap Mats Hummels Jersey , for example, you add $100 to your normal monthly mortgage payment. This makes your loan balance at the end of the month $100 less than it would have been without the extra payment. In the months that follow, you save the interest on that $100 that you otherwise would have paid.


Since the interest payment that you would have made is determined by the interest rate on your mortgage, the yield on your $100 investment is equal to that rate. A prepayment penalty, however Cheap Marco Friedl Jersey , would reduce the yield.


Always make sure your loan does not penalize you for paying early.


To determine whether paying more principal is a good investment, the interest rate should be compared to the yield on alternative investments having minimal risk. Why? There is zero risk on loan repayment.


If your mortgage rate is 6 percent and the alternative yield is a 3 percent earned in a savings account, for example, your future wealth will be greater if you use your excess income to repay principal rather than putting it in the bank. After any period, the reduction in the loan balance would be greater than the increase in the bank account.


If you can safely make a greater return elsewhere Cheap Manuel Wintzheimer Jersey , though, invest your money there instead of paying down your mortgage.


Before making any decision on your financial future make sure you see the numbers in black and white and get printouts of all your different scenarios.

>THE TOP 5 OUT OF THE BOX USE CASES SET TO CAUSE A RENAISSANCE IN THE TECHNO SEGM

Posted by informaticsmatrix on May 20th, 2019


Block chain isn’t just the new cool word any more. Instead of being a fad that would dry down someday, Block chain is dazzling the techno landscape with some promising out of the box use cases. It is a renaissance in the technology pool, that doesn’t create mere ripples Cheap Manuel Neuer Jersey , but is set forth to bring about a new churn of whirlpools- with an everlasting effect.


Block chain, as a foundational technology, is creating paradigm shifts in sharing of transactional data. The outcome is a redefined business process that saves a lot of time, efforts and money. Block chain technology is decentralized, distributed Cheap Leo Weinkauf Jersey , immutable and transparent- as it allows authorized parties to view any entry or transaction, made by anyone in the network, in the data stored on thousands of servers.


Below are the five most interesting and innovative use cases of Block chain technology.


1. International Currency Exchange


There are several issues plaguing the international remittances, like transfer cost on the higher side, risks involved in transactions Cheap Kingsley Coman Jersey , inadequate methods available for money distribution, and requirements of high liquidity etc. Thanks to its decentralized and transparent nature, Block chain technology has emerged as a safer and more reliable method of settling international remittances. Bitcoin type digital currencies and Ripple styled platforms are being favoured by several banks to perform international transactions.


2. Smart contracts


Smart contracts, one of the most innovative applications of Block chain technology, is facilitating hassle free seamless transactions. Smart contracts are self automated applications of computer programs that run on block chain technology platforms Cheap Juan Bernat Jersey , like Ethereum. Smart contracts are free from loop holes, third party interventions, censorship, fraud and wear down time.


3. Audit trails


Untampered documents, records of conversations and data is crucial for any accounting and law firm. Block chain technology Cheap Joshua Kimmich Jersey , in form of its break in proof secure storage, ensures that all the files and documents are stored safely without any risk of unauthorized access or tempering. Whether encrypted or unencrypted, the data thus stored is immutable and unalterable.


4. E-Voting


The present system of electronic voting is secure but not infallible. The entire e-voting system is centralized, which means, there is one supplier that controls all the databases and codebase. This makes the present e-voting system unreliable as it doesn’t provide the open source desired from it. E-voting- enforceable through block chain technology can bring in the desired transparency and reliability Cheap Jerome Boateng Jersey , wherein, voting records are uploaded and stored in the reliable immutable block chain data storages. Thus, the trustworthiness of voting can be maintained.


5. Supply Chain Management and Communication


Modern day businesses aren’t single entity anymore. It is the multiple partners business scenario where B2B communications are an integral part of the package. It is an ecosystem where businesses survive by cooperating, partnering and entering business liaisons with each other. For instance, if we look through Designs and Branding Strategy of a retail outlet which is a part of supply chain system Cheap Javi Martinez Jersey , several big- small businesses supply a wide range of items to the retail store that sells it under one roof. Same is the case with mobile manufacturing companies, which


source several parts from various vendors, and assembles them all under one roof to make a mobile. Supply chain ecosystem requires stringent surveillance, regular checks and tough regulations as it is prone to thefts and frauds. Integrating block chain technology into this ecosystem is highly beneficial as it provides unalterable records of status of each product.


As per Web Design and Development Company Block chain technology is a vast sea with plethora of options for innovative uses. It’s numerous reliable applications can bring about a revolution in the existing transaction systems. Cheap Jerseys Cheap Jerseys Cheap MLB Jerseys Cheap Jerseys Free Shipping Cheap NFL Jerseys Cheap NBA Jerseys From China Cheap NFL Jerseys From China Cheap Authentic NFL Jerseys Cheap NFL Jerseys Wholesale Wholesale NFL Jerseys